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Jackson is the capital and since 1944 the largest city of the state of Mississippi. The city is located on the Pearl River (Mississippi�Louisiana) which drains into the Gulf of Mexico and is part of the Jackson Prairie region of the state. Jackson is one of two county seats of Hinds County, with the city of Raymond being the other.The city, the anchor for its metro area, is named after Andrew Jackson, who was honored for his role in the Battle of New Orleans and later was elected as US president. The current slogan for the city is ""Jackson, Mississippi: City with Soul."" It has had numerous musicians prominent in blues, gospel and jazz, and was known for decades for its illegal nightclubs on the Gold Coast; one site has been designated for the Mississippi Blues Trail.It had a decline in population from 184,256 at the 2000 census to 173,514 at the 2010 census. The 2010 census ascribed a population of 539,057 to the five-county Jackson metropolitan area. The city is ranked third as the best ""mud"" city among the United States' 100 largest metro areas, according to magazine. The study measured overall afability in living costs, housing rates, and more.In 2011 USS Jackson (LCS-6) was the first ship of the United States Navy to be named in honor of the city.Jackson is home to several major industries. These include electrical equipment and machinery, processed food, and primary and fabricated metal products. The surrounding area supports agricultural development of livestock, soybeans, cotton, and poultry. Major private companies based in Jackson include Ergon.

 

Gulfport is the second largest city in Mississippi after the state capital Jackson. It is the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. As of the 2010 census, the city of Gulfport had a total population of 67,793. Gulfport is co-county seat with Biloxi of Harrison County, Mississippi. Gulfport is also home to the US Navy Atlantic Fleet Seabees.According to Gulfport's 2011 Comprehensive Annual Financial Report, the top employers in the city were:

 

Southaven, a city in DeSoto County, Mississippi, is a suburb of Memphis, Tennessee and a principal city in the Memphis metro area. As of the 2000 census, the city population was 28,977. The 2010 census reflected a population of 48,982, making Southaven the fourth largest city in Mississippi. Southaven is traversed from north to south by the I-55/I-69 Freeway. While its name would indicate otherwise, the city of Southaven is actually in the northwesternmost corner of Mississippi. The name derives from the fact that Southaven is located south of Whitehaven, a neighborhood in Memphis.

 

Hattiesburg is a city in Mississippi, bisected by the county line between Forrest County (where it is the county seat) and Lamar County. The population was 47,556 in 2013. It is the principal city of the Hattiesburg, Mississippi, Metropolitan Statistical Area which encompasses Forrest, Lamar and Perry counties.Founded in 1882 by civil engineer William H. Hardy, Hattiesburg was named in honor of Hardy's wife Hattie. The town was incorporated two years later with a population of 400. Hattiesburg's population first expanded as a center of the lumber and railroad industries, from which was derived the nickname ""The Hub City."" It now attracts newcomers to the area because of the diversity of the economy, strong neighborhoods and the central location in South Mississippi.Hattiesburg is home to The University of Southern Mississippi (originally known as Mississippi Normal College) and William Carey University (formerly William Carey College). South of Hattiesburg is Camp Shelby, the largest National Guard training base east of the Mississippi River.Hattiesburg is home to several national business branches that hold thousands of jobs across the Pine Belt. It was headquarters to the now defunct manufacture in Hattiesburg.

 

Biloxi (/b?'l?ksi/; b?-LUK-see), officially the City of Biloxi, is a city in Harrison County, Mississippi. The 2010 United States Census recorded the population as 44,054. Along with the adjoining city of Gulfport, Biloxi is a county seat of Harrison County.The city is part of the Gulfport-Biloxi metropolitan area and the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. Pre-Katrina, Biloxi was the third largest city in Mississippi behind Jackson and Gulfport; with its population losses following that storm, it was passed by Hattiesburg and Southaven, so Biloxi is now ranked fifth in the state.The beachfront of Biloxi lies directly on the Mississippi Sound, with barrier islands scattered off the coast and into the Gulf of Mexico. Keesler Air Force Base lies within the city and is home to the 81st Training Wing and the 403d Wing of the U.S. Air Force Reserve.

 

Meridian is the sixth largest city in the U.S. State of Mississippi. It is the county seat of Lauderdale County and the principal city of the Meridian, Mississippi Micropolitan Statistical Area. Along major highways, the city is 93 mi (150 km) east of Jackson, Mississippi; 154 mi (248 km) west of Birmingham, Alabama; 202 mi (325 km) northeast of New Orleans, Louisiana; and 231 mi (372 km) southeast of Memphis, Tennessee.Established in 1860 at the intersection of the Mobile and Ohio Railroad and Southern Railway of Mississippi, Meridian relied heavily on the rails and goods transported on them. Union Station is now also home to several other modes of transportation, including the Meridian Transit System, Greyhound Buses, and Trailways, averaging 242,360 passengers per year. During the American Civil War, much of the city was burned to the ground by General William Tecumseh Sherman in the Battle of Meridian.Rebuilt after the war, the city entered a ""Golden Age"", becoming the largest city in Mississippi between 1890 and 1930 and a leading center for manufacturing in the South. It had 44 trains coming in and out daily. Although its economy slowed with the decline of the railroad industry, the city has diversified, with healthcare, military, and manufacturing employing the most people in 2010. The population within the city limits, according to 2008 census estimates, is 38,232, but a population of 232,900 in a 45-mile (72 km) radius and 526,500 in a 65-mile (105 km) radius, of which 104,600 and 234,200 people respectively are in the labor force, feed the economy of the city.The area is served by two military facilities, Naval Air Station Meridian and Key Field, which provide over 4,000 jobs to the surrounding area. NAS Meridian is home to the Regional Counter-Drug Training Academy (RCTA) and the first local Department of Homeland Security in the state. Key Field is named after Fred and Al Key, who set a world endurance flight record in 1935. The field is now home to the 186th Air Refueling Wing of the Air National Guard and a support facility for the 185th Aviation Brigade of the Army National Guard. Rush Foundation Hospital is the largest non-military employer in the region, employing 2,610 people.Among the city's many arts organizations and historic buildings are the Riley Center, the Meridian Museum of Art, Meridian Little Theatre, and the Meridian Symphony Orchestra. Meridian was home to two Carnegie libraries, one for whites and one for African Americans. The Carnegie Branch Library, now demolished, was one of a number of Carnegie libraries built for blacks in the Southern United States.The city has been selected as the future location of the Mississippi Arts and Entertainment Center (MAEC). Jimmie Rodgers, the ""Father of Country Music"", was born in Meridian. Highland Park houses a museum which displays memorabilia of his life and career, as well as railroad equipment from the steam-engine era. The park is also home to the Highland Park Dentzel Carousel, a National Historic Landmark � the world's only two-row stationary Dentzel menagerie in existence. Other notable natives include Miss America 1986 Susan Akin, James Chaney � one of the victims of the Mississippi civil rights workers murders in 1964, and Hartley Peavey, founder of Peavey Electronics which is headquartered in Meridian. The federal courthouse was the site of the 1966-1967 trial of suspects in the murder of Chaney and two other activists; it was the first time a white jury convicted a white official of a civil rights killing.Early on, the economy depended greatly upon the railroads in the area. The city was the largest in Mississippi around the start of the 20th century, with five major rail lines and 44 trains coming in and out daily.[22] The city's economy not only depended on the rails but the goods, such as timber and cotton, transported on them. With these rail-based industries, the city was a great economic power in the state and region from about 1890 through 1930. Though its economy slowed with the decline of the railroading industry in the 1950s, the city has adapted, moving from a largely rail-based economy to a more diversified one, with healthcare, military, and manufacturing employing the most people.[40]

 

Tupelo /'tu?p?lo?/ is the county seat and the largest city of Lee County, Mississippi. It is also the seventh-largest city in the state. It is situated in northeast Mississippi, between Memphis, Tennessee, and Birmingham, Alabama, and is accessed by U.S. Route 78. As of the 2010 census, the population was 34,546, with the surrounding counties of Lee, Pontotoc and Itawamba supporting a population of 138,976.This city is best known as the birthplace of Elvis Presley. As a one-year-old in Tupelo on April 5, 1936, Presley and his family survived a tornado that was ranked as the fourth deadliest in United States history. It took 216 lives.As of the census of 2010, there are 35,456 people, 13,602 households, and 8,965 families residing in the city. The racial makeup of the city is

 

Greenville is a city in Washington County, Mississippi, United States. The population was 34,400 at the 2010 census. It is the county seat of Washington County, located in the area of historic cotton plantations and culture known as the Mississippi Delta.

 

Olive Branch is a city in DeSoto County, Mississippi. The population was 33,484 at the 2010 census. Olive Branch is a suburb of Memphis, Tennessee and is part of the Memphis Metropolitan Statistical Area, a region that consists of three counties in southwest Tennessee, five counties in northwest Mississippi, and two counties in eastern Arkansas. From 1990 to 2010 Olive Branch was the fastest growing city in the United States with a growth rate of 838%. Along with other rapidly growing suburbs in DeSoto County, Olive Branch attributes most of its growth and development to the exodus of large numbers of middle-class families from central Memphis.Many locally owned, small businesses have been operating in Olive Branch for several decades. Examples are Old Style Barbecue, Olive Branch Printing, etc. Several regional businesses, such as are also located in the area. Also,in 2003, Memphis lost its only permanent indoor ice rink with the closure of the deeply troubled Mall of Memphis. A new rink opened in Olive Branch in August 2011.

 

Horn Lake is a city in DeSoto County, Mississippi. Horn Lake is a suburb of Memphis, Tennessee, which is located just a few miles to the north. As of the 2010 U.S. Census, the city's population was 26,066.Horn Lake is the site of a plant owned by Chicago-based Foods, which manufactures food coatings, seasonings, and other ingredients for the food processing and service industries.

 

Clinton is a city in Hinds County, Mississippi, United States. Situated in the Jackson metropolitan area, it is the tenth largest city in Mississippi. The population was 25,216 at the 2010 United States Census.At one point Com was headquartered in Clinton. In 2003 the company announced that it would move its headquarters to Virginia.[11][12]

 

Pearl is a city in Rankin County, Mississippi. The population was 25,092 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.Today, Pearl is a growing community across the Pearl River, for which the city was named, from Jackson. It is Mississippi's 13th largest city and the largest city in Rankin County.Pearl is a rarity in Mississippi cities in that it does not have a downtown square. Over the years the city has developed the old Pearl High School into a city administration building that houses city hall, Pearl Police Department, public works departments and city courts. A large auditorium-style community center was built next door.

 

Ridgeland is a city in Madison County, Mississippi. The population was 24,047 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.

 

Starkville is a city in Mississippi, United States. It is the county seat of Oktibbeha County. The Starkville Micropolitan Statistical Area includes all of Oktibbeha County. The population was 23,888 at the 2010 census. The campus of Mississippi State University is located directly to the east of Starkville.Starkville is an anchor of the Golden Triangle region of northeast Mississippi which consists of Starkville, Columbus, and West Point.The campus of Mississippi State University is located adjacent to the east of Starkville. As of the fall of 2011, MSU is the state of Mississippi's largest university with 20,424 students, more than 4,000 graduate students, and more than 1,300 staff. The university is also the largest employer of Starkville. Students have created a ready audience for the Magnolia Film Festival. Held every February, it is the oldest film festival in the state. Other major events held in Starkville and heavily supported by the MSU Student Body are the Dudy Gras Parade, Cotton District Arts Festival, Super Bulldog Weekend, Old Main Music Festival, Ragtime & Jazz Music Festival, and Bulldog Bash.

 

Columbus is a city in Lowndes County, Mississippi that lies above the Tombigbee River. It is approximately 146 miles (235 km) northeast of Jackson, 92 miles (148 km) north of Meridian, 63 miles (101 km) south of Tupelo, 60 miles (97 km) northwest of Tuscaloosa, Alabama, and 120 miles (193 km) west of Birmingham, Alabama. The population was 25,944 at the 2000 census. The population was 23,640 at the 2010 census. The population in 2012 was estimated to be 23,452. It is the county seat of Lowndes County and the principal city of the Columbus Micropolitan Statistical Area, which is part of the larger Columbus-West Point Combined Statistical Area. Columbus is also part of the area of northeast Mississippi called The Golden Triangle, consisting of Columbus, West Point and Starkville, in the counties of Lowndes, Clay and Oktibbeha.Major Employers:

 

Vicksburg is a city in and county seat of Warren County, Mississippi, United States. It is the seventeenth largest city in Mississippi.[citation needed] It is located 234 miles (377 km) northwest of New Orleans on the Mississippi and Yazoo rivers, and 40 miles (64 km) due west of Jackson, the state capital. In 1900, 14,834 people lived in Vicksburg; in 1910, 20,814; in 1920, 17,931; and in 1940, 24,460. The population was 26,407 at the 2000 census. In 2010, it became a Micropolitan Statistical Area with a population of 49,644. Vicksburg is the principal city of the Vicksburg Micropolitan Statistical Area, which includes all of Warren County.

 

Pascagoula is a city in Jackson County, Mississippi. It is the principal city of the Pascagoula, Mississippi Metropolitan Statistical Area, as a part of the Gulfport�Biloxi�Pascagoula, Mississippi Combined Statistical Area. The population was 26,200 at the 2000 census. It is the county seat of Jackson County.Pascagoula is a major industrial city of Mississippi, along the Gulf Coast. Prior to World War II, the town was a sleepy fishing village of only about 5,000. The population exploded with the war-driven shipbuilding industry. Although the city's population seemed to peak in the late 1970s and early 1980s as Cold War defense spending was at its height, Pascagoula experienced some new growth and development in the years before Hurricane Katrina. Today, Pascagoula is home to the state�s largest employer Industries. Other major industries include one of the largest refineries in the country; , an oil platform builder; and Mississippi Phosphates.Naval Station Pascagoula was located on Singing River Island, and was homeport to several Navy warships, as well as a large Coast Guard contingent. However, Naval Station Pascagoula was decommissioned as part of the 2005 BRAC recommendations and ceased operations in 2006.The city is served by three airports: Mobile Regional Airport, which is located in nearby Mobile, Alabama; the Gulfport-Biloxi International Airport, about 40 miles (64 km) west of Pascagoula; and the Trent Lott International Airport, located within Jackson County.The mayor of the city is Jim Blevins.

 

Clarksdale is a city in Coahoma County, Mississippi, and seat of the county. Located in the Mississippi Delta region, Clarksdale is an agricultural center, and has been home to many blues musicians. Clarksdale is named after John Clark, who founded the town.

 

Ox is a city in, and the county seat of, Lafayette County, Mississippi, United States. Founded in 1837, it was named after the British university city of Ox in hopes of having the state university located there, which it did successfully attract.As of the 2010 US Census, the population is 18,916; the Census Bureau estimates the city's 2013 population at 20,865. Ox is the home of the University of Mississippi, founded in 1848, also commonly known as ""Ole Miss"", although the university is officially located in University, Mississippi.Ox has been named by USA Today as one of the top six college towns in the nation. It is included in The Best 100 Small Towns in America. Lafayette County consistently leads the state rankings in the lowest unemployment rate per quarter. Ox City Schools are ranked as ""Star"" schools, the highest ranking available, and Lafayette County school systems are consistently ranked as ""5-star"" systems.

 

Laurel is a city in Jones County, Mississippi, United States. As of the 2010 census, the city had a total population of 18,548.Laurel is the principal city of the Laurel Micropolitan Statistical Area. Its major employers include Howard Industries, Sanderson Farms, Masonite, Family Health Center, Howse Implement, Thermo-Kool and South Central Regional Medical Center. Laurel is home to the Lauren Rogers Museum of Art (Mississippi's oldest art museum).

 

Gautier is a city in Jackson County, Mississippi, along the Gulf of Mexico west of Pascagoula. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 18,572 at the 2010 census. In 2002, Gautier annexed land nearly doubling its population to 18,413 by 2010, according to the Gautier Comprehensive Plan 2030. Locally, the name is pronounced as ""GO-chay."" Descendants of the Gautier family, for whom it was named, still live in the area.Gautier is a bedroom resort community with two championship golf courses, stately homes, and historic properties surrounded by bayous and wetlands on three sides. The natural environment of Gautier offers many opportunities for recreation and eco-tourism. Due to an abundance of vacant land for development and recent growth trends along the coastal areas, the city's population is expected to increase at a steady rate during the coming years to an estimated 22,788 people by 2025. The Gulf Coast region, of which Gautier is a part, has been considered a relatively high growth area of the State; however, the loss of houses and jobs after Hurricane Katrina led to outmigration in 2006.

 

Ocean Springs is a city in Jackson County, Mississippi, about 2 miles (3.2 km) east of Biloxi and west of Gautier. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 17,225 at the 2000 U.S. Census. As of the 2010 U.S. Census, the city of Ocean Springs had a population of 17,442.The town has a reputation as an arts community. Its historic and secluded downtown area, with streets lined by live oak trees, is home to several art galleries and shops. It is also home to a number of ethnic restaurants relatively uncommon in surrounding communities.Ocean Springs was the hometown of the late Walter Inglis Anderson, a nationally renowned painter and muralist who died in 1965 from lung cancer. The town plays host to several festivals, including its Peter Anderson Festival and The Herb Festival.Ocean Springs was severely damaged on August 29, 2005, by Hurricane Katrina, which destroyed many buildings along the shoreline, including the Ocean Springs Yacht Club, and the historic wooden Fort Maurepas, and gutted or flooded other buildings. Katrina's 25 ft (7.6 m) storm surge also destroyed the Biloxi Bay Bridge, which connected Biloxi to Ocean Springs.

 

Madison is a city in Madison County, Mississippi, United States. The population was 24,841 at the 2010 census. The population is currently over 25,000. It is part of the Jackson Metropolitan Statistical Area. It is currently the highest income city in the state. It is ranked the 2nd most livable city in Mississippi by AreaVibes.com.

 

Brandon is a city in Rankin County, Mississippi. The population was 16,436 at the 2000 census. It is the county seat of Rankin County. Brandon is part of the Jackson Metropolitan Statistical Area.

 

Greenwood is a city in and the county seat of Leflore County, Mississippi, located at the eastern edge of the Mississippi Delta approximately 96 miles north of Jackson, Mississippi, and 130 miles south of Memphis, Tennessee. It was a center of cotton planter culture in the 19th century.The population was 16,087 at the 2010 census. It is the principal city of the Greenwood Micropolitan Statistical Area. The Tallahatchie River and the Yalobusha River meet at Greenwood to form the Yazoo River. Throughout the 1960s Greenwood was the site of major protests and conflicts as African Americans worked to achieve racial integration and voting access during the civil rights movement.

 

Cleveland is a city in Bolivar County, Mississippi. The population was 12,334 as of the 2010 census.Cleveland has a fairly large commercial economy, with numerous restaurants, stores, and services along U.S. Route 61. Cleveland is one of the two county seats (the other being Rosedale) of Bolivar County, which was named for the South American liberator Simon Bolivar.

 

Natchez is the county seat and only city of Adams County, Mississippi, United States. Natchez has a total population of 15,792 (as of the 2010 census). Located on the Mississippi River some 90 miles (140 km) southwest of Jackson, the capital of Mississippi, and 85 miles (137 km) north of Baton Rouge, Louisiana, it is the 25th-largest city in the state. It is named for the Natchez tribe of Native Americans who inhabited the area.Established by French colonists in 1716, Natchez is one of the oldest and most important European settlements in the lower Mississippi River Valley; it later served as the capital of the American Mississippi Territory and then of the state of Mississippi. It predates Jackson, which replaced Natchez as the capital in 1822, by more than a century. The strategic location of Natchez, on a bluff overlooking the Mississippi River, ensured that it would become a pivotal center of trade, commerce, and the interchange of ethnic Native American, European, and African cultures in the region, for the first two centuries of its existence.In U.S. history, it is recognized particularly for its role in the development of the Old Southwest during the first half of the nineteenth century. It was the southern terminus of the historic Natchez Trace, with the northern terminus being Nashville, Tennessee. This was used by many pilots of flatboats and keelboats, to return overland to their homes in the Ohio River Valley after unloading their cargo in Natchez or New Orleans. (It was not until the implementation of steam power that travel northward on the Mississippi River could be accomplished by boat.) The Natchez Trace also played an important role during the War of 1812. Today the modern Natchez Trace Parkway, which commemorates this route, still has its southern terminus in Natchez.In the middle of the nineteenth century, the city attracted wealthy Southern planters as residents, who built mansions to fit their ambitions; their plantations were vast tracts of land in the surrounding lowlands of Mississippi and Louisiana, where they grew large crops of cotton and sugar cane using slave labor. Natchez became the principal port from which these crops were exported, both upriver to Northern cities and downriver to New Orleans, where much of the cargo was exported to Europe. Many of the mansions built by planters before 1860 survive and form a major part of the city's architecture and identity. Agriculture remained the primary economic base for the region until well into the twentieth century.During the twentieth century, the city's economy experienced a downturn, first due to the replacement of steamboat traffic on the Mississippi River by railroads in the early 1900s, some of which bypassed the river cities and drew away their commerce. Later there was an exodus of many local industries that had provided a large number of jobs in the area. Despite its status as a popular destination for heritage tourism, because of its well-preserved antebellum architecture, Natchez has had a general decline in population since 1960. It remains the principal city of the Natchez, MS�LA Micropolitan Statistical Area.

 

Long Beach is a city (incorporated August 10, 1905) located in Harrison County, Mississippi, United States. It is part of the Gulfport�Biloxi Metropolitan Statistical Area. As of the 2010 census, the city had a population of 14,792.

 

Corinth is a city in and the county seat of Alcorn County, Mississippi, United States. The population was 14,573 at the 2010 census. Its ZIP codes are 38834 and 38835.

 

Hernando is a city in central DeSoto County, Mississippi, United States. The population was 14,135 at the 2010 census. Hernando is the county seat of DeSoto County, the second-most-populous county in the Memphis metropolitan area. U.S. Route 51 and the I-55 freeway traverse the city from north to south and the I-69 freeway traverse the city east to west and north to south. Hernando's historic downtown square, which surrounds the county courthouse, sits at the intersection of Commerce Street and U.S. 51.

 

Moss Point is a city in Jackson County, Mississippi. The population was 13,704 at the 2010 census. On August 29, 2005, Moss Point was hit by the strong east side of Hurricane Katrina, and much of the city was flooded or destroyed (se"

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g with Jaime Correa and Associates on the implementation of its master plan, on a full-fledged New Urbanism SmartCode for its downtown area, and on the implementation of mixed-use neighborhoods and main street.

 

Booneville is the county seat of Prentiss County, Mississippi. Booneville was incorporated in 1861 and named after R.H. Boone, a relative of Daniel Boone. The population was 8,625 at the 2000 census. It is one of 21 certified Mississippi retirement cities.

 

New Albany is a city in Union County, Mississippi, United States. The population was 8,526 at the 2010 census. New Albany is the county seat of Union County. New Albany was first organized in 1840 at the site of a grist mill and saw mill on the Tallahatchie River and was developed as a river port. The birthplace of author William Faulkner as well as Eli Whiteside and Bettie Wilson and the adopted home of Morris Futorian, father of the Northeast Mississippi furniture industry. As of 2010 New Albany has a population of 8,526 and is known for its education system, well-educated labor force and strong work ethic. The city houses modern factories, robust neighborhoods and vibrant shopping centers, while at the same time preserves its historic downtown area.Organized in 1840 at the site of a grist mill and a saw mill on the Tallahatchie River near the intersection of two historic Chickasaw Indian trade trails, the town developed as a river port and as a regional center for agriculture and commerce. The Civil War interrupted this progress, however, as Union troops swept through the city and burned all but a few buildings.Union County was formed from parts of neighboring Lee, Pontotoc, and Tippah Counties in 1870, with New Albany designated as county seat. The city�s new role as a center of government led to renewed economic activity. Citizens� efforts in the late 1880s to secure a railroad through New Albany were rewarded with two railroads connecting the community to points north, south, east and west. Depot clerk for one of the railroads was the father of William Faulkner. Born in 1897 in a single-story clapboard house, Faulkner went on to write 19 novels and 75 short stories, winning the coveted Nobel Prize and the Pulitzer Prize twice for his work.

 

Bay Saint Louis is a city located in Hancock County, Mississippi. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. As of the 2000 census, the city had a total population of 8,209. The city is recovering population lost due to Hurricane Katrina, and the Census Bureau's 2011 population estimate was 9,408. It is the county seat of Hancock County. Like several other upper Gulf Coast cities, Bay Saint Louis was devastated by Hurricane Katrina in August 2005 (see details below).

 

Senatobia is a city in and the county seat of Tate County, Mississippi, and is the 15th largest municipality in the Memphis Metropolitan Area. The population was 8,165 at the 2010 census.Senatobia is the home of Northwest Mississippi Community College, a state community college that provides two year academic and technical degree programs. Northwest's system-wide enrollment exceeds 8,000 on three campuses in Senatobia, Southaven and Ox. Senatobia is also the home of The Baddour Center, a residential care facility for mild to moderately mentally retarded adults.On April 13, 1834 early settler James Peters purchased two sections of land from the Chickasaw Nation for the sum of $1.25 per acre. The land purchased later became the town of Senatobia. The name Senatobia, given by Charles Meriweather, was derived from the Indian word Senatohoba, which means �White Sycamore��a symbol of ""rest for the weary.""Senatobia received its charter as a municipality in 1860, thirteen years prior to the creation of Tate County and one year prior to the outbreak of the Civil War, during which the town's business section was burned twice by Federal troops.Two Academy Award nominated films have been partially filmed in the town: The Client (1994) and The People vs. Larry Flynt (1996).

 

Holly Springs is a city in Marshall County, Mississippi, United States.Near the Mississippi Delta, the area was developed as cotton plantations, which depended on slave labor. After the American Civil War, many freedmen worked as sharecroppers and tenant farmers. As the county seat, the city is a center of trade and court sessions.The population was 7,957 at the 2000 census. A slight decrease in population was calculated in the 2010 census. Holly Springs is the county seat of Marshall County.

 

Philadelphia is a city in and the county seat of Neshoba County, Mississippi, United States. The population was 7,477 at the 2010 census.

 

Batesville is a city in Panola County, Mississippi. The population was 7,463 at the 2010 census.Batesville is one of two county seats for Panola County; the other is Sardis.

 

Kosciusko /'k?zi'?sko?/ is a city in Attala County, Mississippi, United States. The population was 7,402 at the 2010 census. It is the county seat of Attala County.Kosciusko is located on the Natchez Trace Parkway, northeast of Jackson. It is named for the U.S. and Polish general Tadeusz Kosciuszko, who assisted United States military efforts during the American Revolution. However, the Anglicized name of the city omits the ""z"". Kosciusko was originally named Red Bud Springs for one of three natural springs that were present in the city.Kosciusko was the home of Magnolia Bible College, and the birthplace for several notable people, including Oprah Winfrey and James Meredith.

 

Byram is a city in Hinds County, Mississippi. The population was 7,386 at the 2000 census, at which time it was a census-designated place (CDP). It is part of the Jackson Metropolitan Statistical Area. It was incorporated for a second time in its history on June 16, 2009.

 

Coffeeville is a town in Yalobusha County, Mississippi. The population was 905 at the 2010 census. It is named after John Coffee (1772 � 1833), a planter and military leader.

 

Amory is a city in Monroe County, Mississippi. The population is 7,316 as of the 2010 census.Gilmore Memorial Hospital is well regarded as having one of the better maternal wards in northeast Mississippi.[] Other business sectors include sports equipment manufacturing, wood pulp processing, and the furniture and textile industries. The city of Amory has free municipal Wi-Fi, courtesy of the Gilmore Foundation.

 

Louisville is a city in Winston County, Mississippi. The population was 7,006 at the 2000 census. It is the county seat of Winston County.

 

Perkinston is an unincorporated community in central Stone County, Mississippi, United States. It is situated along U.S. Highway 49, approximately five miles south of Wiggins. The community is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area.

 

Waveland is a city located in Hancock County, Mississippi, on the Gulf of Mexico. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. The City of Waveland was incorporated in 1972. As of the 2000 census, the city had a total population of 6,674. Waveland was nearly destroyed by Hurricanes Camille on August 17, 1969 and Katrina on August 29, 2005.The current mayor of Waveland is Democrat David Garcia.

 

Columbia is a city in Marion County, Mississippi, which was formed six years before Mississippi was admitted to statehood. Columbia was named for Columbia, South Carolina, from which many of the early settlers had migrated. The population was 6,603 as of the 2000 census. It is the county seat of Marion County.

 

Richland is a city in Rankin County, Mississippi. The population was 6,027 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Forest is a city in Scott County, Mississippi. The population was 5,987 at the 2000 census. It is the county seat of Scott County.

 

Crystal Springs is a city in Copiah County, Mississippi, United States. The population was 5,044 as of the 2010 census, down from 5,873 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Pontotoc is a city in, and the county seat of, Pontotoc County, Mississippi, located to the west of the much larger city of Tupelo. The population was 5,625 at the 2010 census. Pontotoc is a Chickasaw word meaning ""Land of Hanging Grapes"".The famous outlaws Jesse and Frank James and their gang once hid at an old house which was used as a Union Army hospital during the Battle of Harrisburg or Battle of Tupelo. The house was located at a crossroad in east Pontotoc County, near the Lee County line.The Town Square Museum is located in the old US post office near the county courthouse. This historic building houses Pontotoc memorabilia, and continues to operate as a full-service post office. A mural in the museum's lobby titled The Wedding of Ortez and SaOwana - Christmas 1540 depicts the first recorded Christian marriage on the North American continent. It was said to have occurred between Juan Ortez and Princess Saowana, daughter of Chief Uceta, of the Florida Seminole tribe. The wedding is said to have taken place in Pontotoc County during a visit by explorer Hernando de Soto. The mural was painted by Joseph Pollet in 1939 under the arts program of the Works Progress Administration.The Town Square has a festival every year during the last week of the month of September called the Bodock Festival, based on the Maclura pomifera tree next to the historical mansion, Lochinvar, that survived a massive tornado hit in 2002. The festival is held over the last weekend, including Friday, of September.

 

Aberdeen is a city in Monroe County, Mississippi. The population was 5,612 at the 2010 census. It is the county seat of Monroe County.Located on the banks of the Tombigbee River, Aberdeen was one of the busiest Mississippi ports of the 19th century. Cotton was heavily traded in town, and for a time Aberdeen was Mississippi's second largest city. Today Aberdeen retains many historic structures from this period, with over 200 buildings on the National Register of Historic Places. In the spring of each year, Aberdeen hosts pilgrimages to its historic antebellum homes. The most prominent of these antebellum homes is The Magnolias, which was built in 1850.Located just outside the city, Aberdeen Lock and Dam forms Aberdeen Lake, a popular recreational area. Aberdeen Lock and Dam is part of the Tennessee-Tombigbee waterway system.

 

Leland is a city in Washington County, Mississippi. The population was 4,790 at the 2008 census.The town is located in the heart of the Mississippi Delta on the banks of Deer Creek, which is decorated each Christmas season with floats that bring visitors from afar to view the colorful displays.Farming is the basis of the local economy. Mississippi State University and the federal government maintain an agriculture research station at Stoneville on Leland's outskirts. Cotton, soybeans, rice and corn are the leading crops.Leland is in the heart of blues country and has produced a number of national and regionally famous blues musicians. There are five Mississippi Blues Trail markers in Leland commemorating the small town's significant contribution to blues history. Highway 61, mentioned in numerous blues recordings, runs through the town and gives its name to the community's blues museum. Leland is the burial place of the folk artist and blues musician James ""Son"" Thomas, who lived for many years along the railroad tracks. Thomas is buried beneath a gravestone donated by musician John Fogerty of Creedence Clearwater Revival.Blues musician Johnny Winter spent part of his childhood in Leland. Winter�s grandfather and father, a former mayor of Leland, operated J.D. Winter & Sons, a cotton business. One of the Blues Trail markers in Leland is dedicated to Winter.The community is the birthplace of Kermit the Frog, a Muppet created by Jim Henson, who was born in nearby Greenville, but raised in Leland. The city has a museum along the banks of Deer Creek celebrating Henson's accomplishments. U.S. Post Office, 204 N. Broad St. Leland Rex Theatre for Colored People in Leland, 1937, by Dorothea LangeLeland was selected as the site for the Mississippi Wildlife Heritage Museum, scheduled to open in 2016.

 

Winona is a city in Montgomery County, Mississippi. The population was 5,482 at the 2000 census. It is the county seat of Montgomery County. Winona is known in the local area as ""The Crossroads of North Mississippi"" due to its central location at the intersection of U.S. Interstate 55 and U.S. Highways 51 and 82.Winona has recently received water and power across I-55 which has allowed more businesses, such as Pilot, to develop. Due to the late development of water and power across I-55, Winona has until now been hindered in its ability to grow.[]

 

Ripley is a city in Tippah County, Mississippi. The population was 5,478 at the 2000 census. It is the county seat of Tippah County.Colonel William Clark Falkner, great-grandfather of authors William Faulkner and John Faulkner, was a prominent resident of Ripley in the mid to late-19th century. W.C. Falkner's exploits in and around Ripley served as the model for Faulkner's character of Colonel John Sartoris.

 

Waynesboro is a city in Wayne County, Mississippi, United States. The population was 5,197 at the 2000 census. It is the county seat of Wayne County.

 

Vancleave is a census-designated place (CDP) in Jackson County, Mississippi. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 4,910 at the 2000 census.

 

Saltillo is a town in Lee County, Mississippi. The population was 4,752 at the 2010 Census.

 

Flowood is a city in Rankin County, Mississippi. The population was 4,750 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Carthage is a city in Leake County, Mississippi. The population was 5,075 at the 2010 census. It is the county seat of Leake County.The largest chicken processing plant in the world is located here.The largest chicken processing plant in the world�able to process 2.5 million chickens per week�is located on Highway 35 north of Carthage. Originally owned by Maid Farms, the plant was flanked by a large trailer park built in the mid-1990s to house the factory's growing Hispanic migrant workforce, and the Hispanic population of Carthage increased from 1.9 percent to 12.3 percent between 2000 and 2010. The plant was purchased by Tyson Foods in 2003, and employs 1,700.[

 

"

Mississippi

 

You could have heard of factoring but your company might mistake what it is or much more importantly exactly what it can possibly do for your business. Staffing Factoring also called accounts receivable financing is a type of asset based lending that can increase a firm's short-term cash needs. This is not a loan; no debt is assumed by truck factoring ,and the money is unconstrained. Invoicefactoring Companies in Factoring Lending Mississippi Factoring Companies at Staffingresource.org- affording business factoring deals mississippi-factoring-companies

Staffingresource.org-Mississippi Factoring Companies

Jackson

Mississippi

Invoicefactoring Companies

This is most notably true of truck enterprises. They usually deal with tons of accounts which means a substantial quantity of collection period entails company owner themselves. Striving to get paid off promptly can develop into an extraordinary trouble and this is the reason why you work with trucking factoring companies who are delighted to help out truckers specifically.

 

 

Receivablesfunding.Org

Billing Accounts Receivable Companies

Due to the fact that, depending upon the volume of the project, it can take up to 60 days for several establishments to get compensated then it's vital to blanket your own back and definitely not leave yourself money short to pay off the bills. After all, how many businesses have two months cash flow just lying there to cover all their costs till they get paid?

 

 



Hamradiocast.Com

 

Mississippi's economy totaled more than $100 billion for the first time. Federal figures show the biggest contributor to growth in Mississippi last year came from makers of durable goods such as cars and ships. Nearly 30 percent of the state's growth came from that sector. Other large contributors to Mississippi's growth were expansions in the retail trade and finance and insurance sectors.Manufacturers add value to raw products by creating manufactured items. For example, cotton cloth becomes more valuable than a boll of cotton through manufacturing processes. Processed foods are Mississippi's most important manufactured products. Meatpacking (poultry processing plants) is particularly important. Other food products are beverages, dairy products, grain products and seasonings. Furniture production is Mississippi's second ranking manufacturing enterprise and the state is one of the leaders in the production of upholstered products. The manufacture of chemicals (industrial chemicals, pharmaceuticals) ranks third in the state. Other products manufactured in Mississippi include motor vehicles, motor vehicle parts, ocean-going freighters and tankers, electrical products, appliances, generators, lighting and wiring equipment, and stereo systems. Mississippi is a leading shrimp producing state.

 

Trucking Factoring

This is most notably true of truck enterprises. They usually deal with tons of accounts which means a substantial quantity of collection period entails company owner themselves. Striving to get paid off promptly can develop into an extraordinary trouble and this is the reason why you work with trucking factoring companies who are delighted to help out truckers specifically.

 

 



Hamradiocast.Com

 

 

 

Businesses Invoice Factoring

 

Businesses Invoice Factoring

 

At one time or another, every business, even successful ones, have experienced bad cash flow.

Cash flow does not have to be a problem any more. Do not be deceived -- banks are not the only places you can get financing. Other solutions are offered and you do not have to borrow. Exactly what is truck factoring ? One solution is called truck factoring. Trucking Factoring is the process of offering accounts receivable to a financier instead of waiting to collect the cash from the customer. Oh, the Irony- Truck factoring has an ironic difference: It is the financial foundation of many of America's most successful companies. Why is this paradoxical ? Since factoring is not instructed in business colleges, is seldom discussed in company plans and is fairly unknown to bulk of most of American company people.

Yet it is a monetary process that releases up billions of dollars every year, allowing countless companies to grow and prosper. Commercial Factoring has actually been around for thousands of years. FACTORING Businesses are financiers who pay money for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your customer has actually to pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business deals, a large portion of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Utilizing the purest meaning of the word, these big consumer finance companies are truly simply big Receivable Loan Financing Businesses of consumer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The store gets paid practically instantly, although you do not pay until you are ready.

For this service, the credit card business charges Sears a fee (typical common normal charges range from 2 to 4 percent of the sale). The Benefits Factoring can provide numerous advantages to cash-hungry companies. Instead of waiting 30, 60, 90 days or longer for payment on a product that has actually already been provided, a business can factor (sell) its receivables for cash at a little price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are simply a few of the company needs that can be met with instant  money.

Invoice Factoring provides the means for a producer to replenish stock and make even more products to offer: There is no longer a requirement to await for earlier sales to be paid. FACTORING is not simply a money management device for manufacturers: Almost any kind company can take advantage of FACTORING. Generally, a business that extends credit will have 10 to 20 percent of its annual sales tied up in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a client s invoice, however you can sell that invoice for the money to satisfy those responsibilities. Using trucking factoring companies is a quick and easy procedure. The factoring company purchases the invoice at a price cut, usually a couple of portion points less than the face value of the invoice.

Factoring Companies Reviews at Accountsreceivablefinance.Org

 

Mississippi Factoring Companies

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The United states Truck Organization
mentions that there are about
195,000 work with truck
firms and
250,000 personal service providers trucking
firms accredited to
operate in America that transported,
according to their most current listings of millions of
products, supplies and
fundamental materials .
There are a number of typical
providers either going solo or in
groups on our nation
roadways transporting these
important products to our
shops, factories and ports.

Also  truck factoring
corporations aid
numerous of them and offer their
accounts receivablesfinancing facilities
countrywide counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Mississippi Factoring Companies

 

Watch Our Freight Factoring YouTube Videos For More Information

 

Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
Enter the your factoring loans company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

Watch Our Truck Factoring Companies Videos For More Information

 

 

http://katebuckman.com

 

 

Katebuckman.Com

 

 

 

Does Your Company Have These Symptoms

 

"

�So It is not a loan?� asked Wesley Hunt, reclining back into his chair and crossing his legs. The woman sitting across the desk from Wesley smiled at him, shaking her head.�Not quite,� she said.Wesley Hunt owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Gene. He named his business Hart Trucking, named after Enrique and Ian, his two grandfathers. Both of these men had been very hardworking and had set a great example for Gene.Disaster had struck half a year ago, when two trucks in Gene�s fifteen truck fleet went down. One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Wesley depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Wesley had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Wesley wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Her name was Katherine and she worked for a factoring company. Wesley had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Katherine explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Wesley nodded. It sounded perfect - perhaps too good?.The woman laughed. �I'm not sure that you believe me,� she said.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Katherine nodded. �Yes, we get a lot of that. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Katherine with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Wesley completed the form, with Katherine offering advice as needed.

 

The profile filled Katherine and her company in on Gene�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Wesley completed his form, Katherine listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Katherine took it and slid it into her briefcase. She then stood, reached across the desk and shook Gene�s hand. He also stood up, and they smiled at each other. Wesley walked Katherine to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Katherine and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.Wesley couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Hart Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was nearing fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now it seemed as though he would not have to - all because of Factoring. Gene's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Trucking Factoring Companies Reviews -Articles

Katebuckman.Com

 

 

 

Best Trucking Factoring Company

 

"

Oliver Truck and Haul has been in business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Oliver Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. Worse still, it was noticed by Oliver in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Oliver, Milton Simmons, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. There was a growing list of clients who now owed them back debt.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. They could not afford to pay him their debt, but they could afford a lesser service, maybe. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Oliver hadn't gone elsewhere. The had just gone!.This current state-of-affairs was causing Milton Simmons to have some very restless nights. Milton was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. After work he would confide in his wife, Ella, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he would say with deep woe.""Well, what do you think it is?"" she would ask.Milton would stare off into the distance, and then slowly close his eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I know what it is,"" said Milton. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" Ella would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Milton knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The following day Milton walked into his office with a spring in his step, determined to call each and every client who owed money to Oliver Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Milton knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. Wasting money, wasting time - even with the best of intentions, Milton knew that he was in trouble.

 

Poor Milton spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you Milton?"" she asked standing in the doorway.

 

""Sure thing Debra, come on in."" Milton leaned back in his chair and looked expectantly at Debraerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Milton."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" she asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Milton interrupted.""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""Milton replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Milton was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Debra,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Milton: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Milton,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Milton.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Milton said.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Milton took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Oliver Truck & Haul were professional resources of the company, but they were also long-standing friends. Just because they were experiencing difficulties paying their own bills now, Milton was very concerned about losing these relationships. Milton knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Debra, and thankyou."" Debra stood up and left Milton's office, with the nice feeling of knowing that she may just have solved a very serious problem.Milton sat behind his desk and looked over the details Debra had not mentioned in their meeting. He wondered if there might be other problems freight factoring could help Oliver Truck & Haul with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Milton was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Glenn the good news,"" Milton muttered to himself.His son-in-law Glenn had liked the idea of Oliver so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. Milton knew then what struggles Glenn would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Oliver was struggling then the little guys, like Glenn, were going to be in even more trouble.

 

Perhaps the antidote to these problems was in freight factoring, and they were about to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Milton found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Milton looked back on the dismal months of life before freight factoring and almost shuddered at the thought. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

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Freight Bill Factoring

 

Why Truck Establishments Use Factoring Companies.

 

As the operator of your own firm, you may likely be much more than perceptive already of the challenge in making sure that cash flow matters do not become a dilemma down the line. Anyway, the most unfortunate thing that can in all probability take place for your firm is to find yourself involved in a long and challenging condition that leaves you forever looking for the resources you need on an on-going basis.

 

For any type of business enterprise in this case, the problem can come for waiting for work to clear up and actually be compensated into your balance. Bill of sales, checks, and the like can take a while to actually to beprocessed which can leave you with temporary capital dilemmas. Luckily, there are alternatives out there for businesses to examine-- and one of these is factoring firms.

 

Factoring providers will, in trade for your invoices, give you with the cash now to make sure that you do not need to fret about the delaying time frame that could make paying off the expenses and acquiring materialsmore difficult. With this type of system, invoice factoring can come to be extraordinarily practical for several firms who ought to get out of a cash pitfall which they have gotten themselves in.

 

Given that, relying on the volume of the project, it can take up to 60 days for some establishments to get paid then it is necessary to cover up your own back and not leave yourself cash short to pay the monthly bills. After all, how many firms have two months income just occupying there to handle all their expenditures until they get paid?

 

This is most especially correct of trucking agencies. They tend to handle tons of accounts which means a serious quantity of collection period entails company owner themselves. Attempting to get paid out promptly can come to be an amazing headache and this is precisely why you work with trucking factoring companies who are glad to help out truckers primarily.

 

As all of us recognize, trucking is an remarkably large industry with plenty of organizations out there utilizing hundreds of operators. Regretfully, many of these drivers end up in finances predicaments for the reason that they are still expecting work from six weeks earlier to actually pay them. When this is the circumstance for a truck business, resorting to factoring companies for solutions might be the very best choice left.

 

This means that a truck corporation can pay out the salaries of the personnel, keep all the trucks loaded with gas and continue to scale, thrive and expand without always waiting for the money which is taking too long to come in. Trucking Companies operating without a factoring system used are leaving themselves at considerable hazard, as rivals cash out fast and proceed to broaden.

 

There's absolutely almost nothing to be worried about when it comes to utilizing a Factoring contractor-- they commonly are not like a financial institution or an individual who is going to leave you with a big stockpile of financial obligation to repay. You give them legitimate invoices from work you have already wrapped up , you are only facilitating the repayment system.

 

In the United States, where trucking agencies do well, factoring companies are not considered taking on loan in any capacity. This private agreement then enables both parties to make money and experience a good future-- it gives the factoring agency a warranted asset of revenue to include in the list and it gives the trucking firm the required money that they worked hard to get.

 

The trucking enterprise provides their accounts to the factoring enterprise. The trucking factoring business then collect the payment amounts from the trucking company's clients. Factoring has been in existence for centuries and has been adopted for decades by plenty of various business-- but none more so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending on who you work with, it indicates that you are acquiring the finances today and can actually start off setting the funds to function.

 

Once and for all, an IOU or an invoice is absolutely not going to pay for expenditures, is it? For trucking establishments when the hard earned cash can be good one day and gone the next, it is up to the vehicle drivers to work smartly and to guarantee they are leaving themselves with a substantial quantity of time and money to get through the week up until they are compensated once more.

 

So the next time your trucking company is having some momentary capital issues and you are devoting way too much time chasing sluggish paying clienteles, why not begin taking into consideration employing a factoring companies as a method to get your money and give yourself a more at ease future in the eyes of your trucking workers and your bank difference?

 

 

 

 

 

 

 

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Trucking Factoring Company

 

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Christian Dean just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Christian is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Dean Trucking Company was at a turning point of growth and Christian had to decide if signing with a factoring company was the right way forward.

 

Christian�s father had started as an owner-operator and had grown Dean Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Christian's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Christian�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. He knew that turning down these requests made Dean Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Christian chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Christian believed a successful man is always thinking of his next step. What would be the next step for Dean Trucking? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Christian to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. He was more than happy with the figures he was offered in percentage terms on the freight bills. It sounded like a great scheme to him.

 

For Christian it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Christian because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients would not have any problems, nor would they think poorly of Dean Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Christian stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Christian could actually expand Dean Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

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Katebuckman.Com

 

Invoice Factoring Specialist Companies

 

Date Published- 2014- 03-27 Trucking Invoice Factoring Companies

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Katebuckman.Com

 

 

 

 

 

More Trucking Factoring Company -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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